Hacks, Attacks, and Equifax: The Three Questions You Should Ask Before Looking Into Cyber Liability Insurance

It's time to have the talk. It's never a topic that anyone wants to bring up... I mean, let's face it, it's a little bit uncomfortable... but with the way things are in the world today, I think it's time we talk about it.  It's just unavoidable at this point.  So, here goes: How

Hacks, Attacks, and Equifax: The Three Questions You Should Ask Before Looking Into Cyber Liability Insurance2017-09-29T13:04:00-07:00

Tips for Keeping Your Company Data Secure

Small businesses are a popular target of cyber criminals. Thousands of attacks happen every day, successful ones can cost organizations hundreds of thousands of dollars, and over half of small businesses soon close following a successful cyberattack. Fortunately, there are effective measures you can take to prevent hackers, scammers, and other ne’er-do-wells from compromising

Tips for Keeping Your Company Data Secure2017-06-19T15:13:03-07:00

FAQ: How Much Is This Going To Cost?

It’s the elephant in the room.  It’s always the elephant in the room.  And you know what? We get it.  If it wasn’t such a big deal, your ex-mod wouldn’t bother anyone too much in the first place. We’re talking about money. As far as “frequently asked questions” go, this is the most frequent

FAQ: How Much Is This Going To Cost?2017-05-16T08:20:40-07:00

Ex-Mod | The Quiz

It’s time to shake things up a bit: Pop Quiz! Well, not really, but “Workers’ Compensation Insurance Knowledge Self-Assessment” doesn’t exactly have the same effect. Before you see exactly how much you know, though, let us explain where this is coming from.  It’s really two things.  First, since we’ve started putting out weekly content,

Ex-Mod | The Quiz2017-05-09T08:38:59-07:00

Kickback Attack!

Just a few days ago, the California Department of Insurance announced that it put a stop to a ring of doctors and pharmacists who were taking advantage of the workers’ compensation system.  By prescribing unnecessary medications and ordering unnecessary tests, these medical professionals took over $23 million out of the pockets of California business

Kickback Attack!2017-05-06T10:46:08-07:00

Ex-Mod 201

  Warning:  This post is for those of you that understand the basics of how your experience modification affects your workers’ compensation insurance, but want to delve deeper.  There’s going to be some math and technical terms involved, but we’ll do our best to keep things simple and concise.  With that said, let’s jump

Ex-Mod 2012017-04-17T18:44:03-07:00

A Guide to Drug Testing and Drug-Free Workplaces in the Era of “Legal” Marijuana

With medical and recreational marijuana use becoming legal in more states nationwide, you may be wondering what kind of drug-testing policy your business should have. The answer to that question depends on several factors: the types of jobs that are done and the degree to which they’re safety-sensitive, legal requirements that may apply to

A Guide to Drug Testing and Drug-Free Workplaces in the Era of “Legal” Marijuana2017-04-05T08:42:13-07:00