With medical and recreational marijuana use becoming legal in more states nationwide, you may be wondering what kind of drug-testing policy your business should have. The answer to that question depends on several factors: the types of jobs that are done and the degree to which they’re safety-sensitive, legal requirements that may apply to
No. Well… yes, but let’s just talk right now. Here at Whiteboard, when it comes to lowering your experience modification, we’re not talking about moving your insurance and hopefully getting you a better rate elsewhere. Here’s where the confusion lies: There’s a difference between your ex-mod and your rates. The similarities are obvious. They’re
In past posts, we’ve mentioned that every day we call businesses about their experience modifications and how we can help them… And every single day, without fail, we get the same questions. Because of that (and because they’re good questions with valuable answers) we’ve decided to spend some time fielding some of those here.
Have you ever looked at your company’s workers’ compensation loss runs? I mean, have you really looked at them? As in, line by line and category by category? Most business owners that we speak with are focused on one number and one number only. It’s usually on the right side and somewhere near the
We won’t do it. We just will not do it. The answer is “no.” I mean, the answer is so much “no” that it even borders on “absolutely not.” Everyone has a line, and this one’s ours. We’re Whiteboard Risk and Insurance Solutions, and we will not quote your insurance… at least not to