A Guide to Drug Testing and Drug-Free Workplaces in the Era of “Legal” Marijuana

With medical and recreational marijuana use becoming legal in more states nationwide, you may be wondering what kind of drug-testing policy your business should have. The answer to that question depends on several factors: the types of jobs that are done and the degree to which they’re safety-sensitive, legal requirements that may apply to

A Guide to Drug Testing and Drug-Free Workplaces in the Era of “Legal” Marijuana2017-04-05T08:42:13-07:00

FAQ: We just renewed our insurance. Can you call me next year?

No. Well… yes, but let’s just talk right now. Here at Whiteboard, when it comes to lowering your experience modification, we’re not talking about moving your insurance and hopefully getting you a better rate elsewhere.  Here’s where the confusion lies:  There’s a difference between your ex-mod and your rates. The similarities are obvious.  They’re

FAQ: We just renewed our insurance. Can you call me next year?2017-03-21T15:11:26-07:00

FAQ: Doesn’t My Broker Do That Already?

In past posts, we’ve mentioned that every day we call businesses about their experience modifications and how we can help them… And every single day, without fail, we get the same questions. Because of that (and because they’re good questions with valuable answers) we’ve decided to spend some time fielding some of those here.

FAQ: Doesn’t My Broker Do That Already?2017-03-09T11:43:38-08:00

Reserves: Paying for a Possibility

Have you ever looked at your company’s workers’ compensation loss runs?  I mean, have you really looked at them?  As in, line by line and category by category? Most business owners that we speak with are focused on one number and one number only.  It’s usually on the right side and somewhere near the

Reserves: Paying for a Possibility2017-03-09T11:32:32-08:00