Once we explain to people what we do and how much we can impact their bottom line via experience modification management, HR, Safety and Risk Management, they almost always assume that there’s got to be a catch. I mean, c’mon… we’re just too good to be true, right? We’ll probably make you switch your
Warning: This post is for those of you that understand the basics of how your experience modification affects your workers’ compensation insurance, but want to delve deeper. There’s going to be some math and technical terms involved, but we’ll do our best to keep things simple and concise. With that said, let’s jump
We talk about how we can get your experience modification rate down all the time. Let's dive into the the second step in our process where we get involved in your open claims. What does that really mean and why does it have such a big impact on your costs?
(DISCLAIMER: This is for those of you who have never heard of an ex-mod or don’t know how it affects you. If you’re already familiar with it, this will be review.) Alright, let’s get right to it: Your business’ Ex-Mod (or Experience Modification Rate) is a number given to you by the Workers’ Compensation
With medical and recreational marijuana use becoming legal in more states nationwide, you may be wondering what kind of drug-testing policy your business should have. The answer to that question depends on several factors: the types of jobs that are done and the degree to which they’re safety-sensitive, legal requirements that may apply to